Convenient Financing for Your Home Renovation Project

Avoid full upfront renovation costs with the help of Sierra Restoration’s consumer financing partner, GreenSky®.

Interested in renovating your home? Sierra Restoration helps you finance your project by partnering with GreenSky, a trusted home improvement financing company.

The GreenSky® Loan Program makes it easier to bring your home renovation or restoration project to life without paying everything upfront. With simple applications, fast approvals, and flexible loan options, you can enhance your space and manage costs on your own terms.*

Restoration worker fixing a burst pipe

Why Finance With GreenSky®?

Split large projects into manageable payments

Finance renovations like kitchens, bathrooms, or home additions with predictable monthly installments.

Upgrade beyond repairs

Use financing to fund premium finishes, fixtures, or materials during reconstruction after damage.

Keep projects moving

Start reconstruction repairs or renovations right away while waiting for insurance funds to be released.

Opt to self-pay

Finance your reconstruction project if you prefer not to use insurance.

Enjoy flexible plans

Choose from low fixed-rate or promotional “no interest if paid in full” financing options.

Couple looking into financing options

Benefits

  • Fast, online application
  • Soft credit pull during pre-qualification does not impact credit score
  • Immediate start to restoration projects and no waiting for insurance funds to be released
  • Finance renovations with predictable monthly installments
  • Payments can be made in GreenSky®’s easy-to-use online portal

GreenSky Loan Program Plans

Fixed Rate 11.99% APR for 180 Months

No pre-payment penalty.

Plan # APR Promo / Term Example Project Cost & Payments
1519 11.99% 180 Months
Example Project Cost
$5k – 180 monthly payments of $59.98
$10k – 180 monthly payments of $119.95
$15k – 180 monthly payments of $179.93
$20k – 180 monthly payments of $239.90

No Interest if Paid In Full

Within 12-Month Promo Period, With Payments Required
Interest is billed during the promo period but will be waived if the amount financed is paid in full before the promo period expires.

Plan # APR Promo / Term Example Project Cost & Payments
1519 11.99% 180 Months
Example Project Cost
$5k – 180 monthly payments of $59.98
$10k – 180 monthly payments of $119.95
$15k – 180 monthly payments of $179.93
$20k – 180 monthly payments of $239.90

GreenSky Loan Program Plans

Apply directly with GreenSky®.

If approved, see your loan amount and choose your term length.

Review and sign your loan documents online.

Approve restoration project funding.

Make payments through GreenSky®’s online customer portal.

FAQs

Frequently Asked Questions

Working with a GreenSky® Merchant, qualified applicants can use loans to pay for products and services to complete their residential project.

GreenSky® Program loans are unsecured installment loans with APRs that become fixed once the loan enters its amortization period.

It’s simple — pay online in the customer portal, by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.

Sierra Restoration

Choose Sierra for Expert Property Damage Restoration

When you choose Sierra Restoration, you’re partnering with skilled, IICRC-certified technicians who deliver outstanding service while keeping the restoration process smooth and worry-free. For more than 50 years, our team has responded to water emergencies across northern Utah, providing expert water and sewage cleanup, mold remediation, and fire damage restoration for both homes and businesses.

Facing an emergency? Our crew is available around the clock and offers flexible financing — contact Sierra Restoration today to schedule your service.

Our Service Areas

From our headquarters in Smithfield, Utah, we proudly serve about 239,000 residents and businesses across our service areas:

  • Cache County, Utah
  • Box Elder County, Utah
    • Brigham City, Willard, Perry, Tremonton, Garland, Fielding, Bear River City, Honeyville, Deweyville, Mantua, Collinston, Corinne
  • Franklin County, Idaho
    • Preston, Franklin, Mink Creek, Cub River, Whitney, Windor, Swanlake, Weston, Thatcher, Dayton, Clifton, Oxford
  • Oneida County, Idaho
    • Malad City, Samaria, Cherry Creek, Woodruff, Holbrook
  • Rich County, Utah
  • Bear Lake County, Idaho
    • Montpelier, Saint Charles, Paris, Bloomington, Liberty, Fish Haven, Bennington, Georgetown, Dingle, Ovid, Geneva
  • Weber County, UT
    • Ogden, South Ogden, North Ogden, Plain City, Washington Terrace, Liberty, Roy, Hooper, Pleasant View, Harrisville, Huntsville, Riverdale, Marriott-Slaterville, West Haven, Eden, Farr West, Uintah

*Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase balance is paid in full before the expiration of the promotional period. See reverse for terms and conditions, FAQs, and contact information.

 

1 Plan 1519. Subject to credit approval. Loan term is 180 months at fixed rate of 11.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 11.99% APR, 180 monthly payments of$12.00. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

 

2 Plan 2611. Subject to credit approval. Rates range from 17.99% – 24.99% APR. Only well-qualified applicants will receive an APR of 17.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 24 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 36 monthly payments of $39.76. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

 

GreenSky® program consumer loans are made by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC (“GSS”, NMLS #1416362, www.nmlsconsumeraccess.org)is a financial technology company that manages the Greensky® program by supporting originations and servicing the loans on behalf of banks and other financial institutions that make or hold program loans. Greensky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with the GreenSky® program. GreenSky LLC and GSS are not lenders. All credit decisions and loan terms are determined by program lenders.

Contact Us

If you have a question or would like to request a free estimate, please contact us using the form below.
If this is an emergency, please call (435) 563-4007 for 24/7 service.

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